AS A BOOKKEEPER BY DAY I HAVE EXPERIENCED PEOPLE IN MY LIFE THAT LOOK AT THEIR BANK BALANCE AS THEIR GUIDE TO AVAILABLE MONEY. AND IT IS MY OPINION AND EXPERIENCE, IT IS YOUR CHECK REGISTER BALANCE THAT IS YOUR GUIDE. WITH THE ONLINE BANKING, SOMEHOW MY PEOPLE (HUSBAND & OTHER FAMILY MEMBERS TO REMAIN UN-ID'D) ARE NOW THINKING THIS IS THE BALANCE OF CHOICE. WHICH NOW MAKES ME WANT TO HAVE PRINTED ON CHECKS... NOT VALID AFTER 30 DAYS. AND IF I THOUGHT IT WAS REALISTIC... 48 HOURS.
WHAT ARE YOUR THOUGHTS?
I always go by the balance in my checkbook register. We are not the type of family that is able to keep a couple hundred or thousand dollar balance in our bank account to use as a cushion. Therefore, we rely on that tally that I have in my checkbook to determine what we spend.
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