My hubby works for Wells Fargo and I've always been a TCF girl.

HOWEVER, I have some serious beef with "Twin Cities F*ckers" lately so I have to say I think you made the right switch. My husband finds this all to be amusing of course.

 Here are some "WF" goodies for you...

#1:
Never, EVER bounce a check. WF will NEVER reverse fees, not even if you
go into a branch and offer up your first born to the branch manager.
Make sure you have overdraft protection too!

#2: Wells Fargo has
been known to randomly close accounts on people who have a bad standing
with cheque systems. If you have ever bounced a check, you should call
Wells Fargo to find out if it's something they have on record so there
are no surprises.

#3: The upside is that when you deposit money in your WF account, $100 of it is available RIGHT AWAY.



At TCF, LOCAL checks that are deposited take 2 days clear and out of state checks 5 days. It's a wicked pisser!

The problem I had at TCF is that they have LOST very LARGE DEPOSITS not ONCE, not TWICE but THREE TIMES. 
2 were "lost in the ATM" and one was in the drive through because the
teller had the computer on some kind of a beta test mode where NONE OF
THE DAY'S TRANSACTIONS were recorded. One of my customers had a similar
experience: she deposited cash and a check: she lost the receipt of
deposit and TCF told her "TOUGH" - she was able to replace the check
but the cash was a lost cause.

BE GLAD YOU JOINED WELLS FARGO. I'LL BE FOLLOWING YOU SOON.

My husband banks with Wells Fargo, I bank with US Bank.  He has had some problems with held deposits.  At one point in time, they held a large check for 15-20 days before releasing the funds to his account.  He did deposit the check in the ATM.  He had written checks on the account-he has overdraft protection but received 200-300.00 in bank fees.  They said that the check was from an unknown source-but it was from a regular customer of his for the last four years.

Ultimately, Well's Fargo made good on all charges to his account-it was a hassle-but I imagine you would experience this everywhere.  We have our mortgage through WF and have been happy with that (it also gives us a bit more leverage on the smaller charges.)

I've never had difficulties with US bank.

I really like Wells Fargo.  I have never had a problem with them.  I was with them since they were Northwest or whatever it was.  I finally just got my boyfriend to switch over from US Bank.  US Bank charges fees for EVERYTHING!  Wells Fargo has reversed fees for me also, I accidently used the check card once when it was supposed to go on the credit card. 

 Also - I used to work in the retail accounting business...  All of the banks have switched over to a phone system that only allows people to verify an account number.  TCF still will verify funds.  So, if you have a TCF account, you can call a number and figure out how much $ they have.  Try it 612-338-8995 (I still remember the number after a year!).  Also, TCF had the vast majority of bad checks written, stolen or tampered with.